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The insurer completes its range of pet care products with a civil liability insurance policy that is independent of other products providing veterinary care
ASISA has begun to market ASISA Mascotas RC, a civil liability insurance policy for dogs and cats which covers amounts specifically tailored to account for dog breeds which have been deemed potentially dangerous. This product enables the insurer to expand its insurance portfolio to meet the needs of dog and cat owners and, in the case of dogs, to help them comply with the requirements of current Spanish animal welfare legislation.
Up until now, ASISA Mascotas (ASISA Pets), the veterinary care insurance policy, included civil liability as an additional guarantee. The new ASISA Mascotas RC insurance product focuses primarily on civil liability as its main guarantee, which is complemented with a veterinary care guarantee with significant discounts and the possibility of also adding optional coverage for theft, accidental death and the expense of putting a pet to sleep and disposing of its remains.
Civil liability insurance for dogs and cats is a protection for the pet owner, covering the costs that could arise from any damage or problems caused by the animal. In the case of ASISA Mascotas RC, the policyholder can choose up to three different amounts of maximum compensation (150,000, 200,000 or 300,000 euros) when taking out the policy. The highest amounts are designed to cover owners of dogs belonging to breeds that are classified as potentially dangerous, including Pitbull, Rottweiler and American Staffordshire.
The Spanish Animal Welfare Act of 29 April 2023, which is which is in the process of being implemented, makes civil liability insurance compulsory for dog owners.
ASISA Mascotas RC joins ASISA Mascotas, a veterinary care product which guarantees the best possible protection and healthcare for pets (dogs and cats) and includes the main vaccinations and free veterinary consultations. It also includes a 24-hour emergency service 365 days a year; veterinary video consultations with an unlimited number of sessions per year and a veterinary chat for queries and doubts with a veterinary professional; and special discounts on training services, pet grooming salons and kennels. ASISA Mascotas does not set a maximum age limit for the pet or require a health declaration to ascertain the animal's prior condition.
A study by the Scopen consultancy firm names the insurance company as the fourth most highly valued brand by the advertising sector in Spain and the most highly valued insurer.
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